In 2026, the FHA loan limit for Upper-Chichester county in Delaware, PA, is $431,250 for single-family homes, $552,050 for two units, $667,350 for three-unit buildings, and $829,350 for four units.
For conventional loans, a single-family residence is capped at $548,250, two-unit properties at $702,000, three-unit homes at $848,500, and four-unit residences at $1,054,500.
Use our FHA calculator to find today’s top FHA rates, and determine the required downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
With data from thousands of lenders, Lendersa® swiftly evaluates it against your financial profile and necessities.
The Loan Limits Comparison Table for 2026 in Upper-Chichester county of Delaware, PA, includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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