In 2026, the FHA loan limits for Lower-Nazareth county, Northampton, PA, are $372,600 for single-family homes, $477,000 for two-units, $576,550 for three-units, and $716,550 for four-units.
The maximum conventional loan amounts are $548,250 for single-family residences, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for fourplexes.
Use our FHA calculator to access today’s best FHA rates and understand requirements for downpayment, income, credit, reserves, and documents.
The Lendersa® calculator lets you compare FHA rates and terms with other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® gathers data from countless lenders to match it with your financial profile quickly.
In 2026, the Loan Limits Comparison Table for Lower-Nazareth county, Northampton, PA, covers FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money loans. Use Lendersa® SLIQ™ to evaluate qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $372,600 | $477,000 | $576,550 | $716,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $298,080 | $298,080 | $298,080 | $298,080 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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