In 2026, the FHA loan limits in Middletown within Bucks, PA, are set at $529,000 for single-family houses, $677,200 for residences with two units, $818,600 for those with three units, and $1,017,300 for four-unit properties.
For conventional loans, the maximum loan amount for a single-family dwelling is $726,200. For properties with two units, the limit is $929,850; for three-unit properties, it stands at $1,123,900; and for those with four units, it is $1,396,800.
To find out today’s best FHA rates and calculate your required downpayment, as well as the necessary income, credit, reserves, and documents for qualification, utilize our FHA calculator.
The Lendersa® calculator allows you to evaluate FHA rates and terms alongside other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
Lendersa® quickly compares vast amounts of loan program data from numerous lenders based on your unique financial situation and requirements.
For 2026, see the Loan Limits Comparison Table for Middletown in Bucks, PA, comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money max loan amounts. Check and compare qualification requisites, such as income, credit, and reserves with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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