In 2026, the FHA loan limits for Palmer county in Northampton, PA are as follows: $472,030 for a single-family home, $604,400 for two-unit buildings, $730,525 for three units, and $907,900 for properties with four units.
The highest loan amount for conventional loans on single-family residences is $726,200. For two-unit properties, it's $929,850; three-unit homes have a cap of $1,123,900, and four-unit houses are limited to $1,396,800.
Try our FHA calculator to access today's top FHA rates and calculate the necessary downpayment, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator allows you to examine and compare the rates and terms of FHA loans with other loan programs. Delve into choices like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® collects data from thousands of lenders, enabling quick comparisons with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Palmer county of Northampton, PA helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For evaluating qualification requirements like income, reserves, and credit score, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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