As of 2025, the FHA loan limits in Hellertown county within Northampton, PA, are $472,030 for a single-family home, $604,400 for a two-unit property, $730,525 for a three-unit residence, and $907,900 for a four-unit building.
For conventional loans, the maximum amounts are $726,200 for single-family residences, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for fourplexes.
Utilize our FHA calculator to find today’s best FHA rates and understand the requirements for downpayment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator empowers you to compare FHA rates and terms with various other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Examine the differences to identify the best fit for your needs.
Lendersa® gathers loan data from thousands of lenders, efficiently aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Hellertown county, Northampton, PA, displays FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate and compare qualification requirements like income, reserves, and credit designation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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