In 2026, the FHA loan limit in Manheim, situated in the county of York, PA, is $472,030 for a single-family home. For properties with two units, it is $604,400, increasing to $730,525 for three units, and maxing out at $907,900 for four-unit homes.
When it comes to conventional loans, the maximum allowable amounts are $726,200 for a single-family residence, $929,850 for dual-unit buildings, $1,123,900 for properties with three units, and $1,396,800 for larger four-unit properties.
Leverage our FHA calculator to check out today’s top FHA rates and calculate requirements for down payment, necessary income, credit standards, reserve levels, and documentation to secure approval.
The Lendersa® calculator helps you compare the rates and terms of FHA loans with all other loan programs, enabling a comprehensive exploration of options. Investigate and juxtapose FHA with conventional, jumbo, VA, USDA, Non-QM, and hard money loan alternatives.
Harnessing data from a host of lenders, Lendersa® quickly matches it to your distinct financial situation and needs.
Navigate the 2026 Loan Limits Comparison Table for insight into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) maximums in Manheim, York, PA, as well as hard money loan amounts. To delve into qualification factors such as income, reserve requirements, and credit evaluations, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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