In 2026, the FHA loan limits for Manheim County in Lancaster, PA are set at $472,030 for single-family homes, $604,400 for two-unit structures, $730,525 for three-unit buildings, and $907,900 for four-unit properties.
For conventional loans, the maximum amount one can borrow on a single-family residence is $726,200. For homes with two units, the limit is $929,850, increasing to $1,123,900 for three-unit homes, and finally $1,396,800 for complexes comprising four units.
Use our FHA calculator to discover the most competitive FHA rates available today, and determine the required down payment, income, credit qualifications, reserves, and necessary documentation to qualify.
The Lendersa® calculator empowers you to assess FHA loan rates and terms alongside those of all other available loan programs. You can explore comparisons between Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and also hard money loans in relation to FHA loans.
By accessing data from countless lenders, Lendersa® swiftly evaluates loan programs against your personal financial profile in a matter of seconds.
Our Loan Limits Comparison Table for 2026 in Manheim County of Lancaster, PA offers insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare requirements for qualification, including income, reserves, and credit criteria, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Manheim FHA Lenders |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
