In 2026, the FHA loan limit in Middlesex county of Cumberland, PA, is $472,030 for a single-family home. For 2-units, the limit is $604,400; for 3-units, $730,525; and for 4-units, it reaches $907,900.
The maximum loan amount for conventional loans on a single-family residence is $726,200. For 2-units, it's $929,850; for 3-units, $1,123,900; and for 4-units, $1,396,800.
Use our FHA calculator to access today's top FHA rates and identify the required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with various other loan programs. Explore alternatives such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, in addition to FHA.
Lendersa® compiles extensive loan program data from thousands of lenders, swiftly aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Middlesex county of Cumberland, PA, enables evaluation of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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