For 2026, the FHA loan limit in Dickinson county of Cumberland, PA is as follows: $472,030 for single-family homes, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
The ceiling for conventional loans on a single-family residence is $726,200. For a property with two units, it's $929,850; for three-unit properties, $1,123,900; and for four-units, $1,396,800.
Utilize our FHA calculator to access today’s best FHA rates and evaluate the required downpayment, income, credit, reserves, and necessary documents for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms against all other loan types. Discover options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans compared to FHA.
Lendersa® quickly aligns loan program data from numerous lenders to match your financial profile and individual needs.
Review the Loan Limits Comparison Table for 2026 in Dickinson county, Cumberland, PA to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification requirements, including income, reserves, and credit, using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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