For 2026, the FHA loan cap in Cumberland, PA for West-Pennsboro county is $356,362 for a single-family home. The limit is $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.
The highest loan amount for conventional loans on single-family homes is $548,250, extending to $702,000 for properties with 2-units, $848,500 for 3-units, and reaching $1,054,500 for 4-units.
Utilize our FHA calculator to check the best FHA rates today and determine the necessary downpayment, income, credit rating, savings, and documents needed to qualify.
The Lendersa® calculator allows a quick comparison of FHA rates and terms against those of various loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles loan program data from a multitude of lenders, swiftly comparing it to your distinct financial profile to suit your needs.
For 2026, the Loan Limits Comparison Table in West-Pennsboro county of Cumberland, PA includes FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, and hard money loan maxima. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess income, reserve, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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