In 2026, the FHA loan limit for Mountain-Top county, Luzerne, PA, is $356,362 for a single-family home. For 2 units, it’s $456,275, for 3 units $551,500, and $685,400 for 4 units.
The maximum amount for conventional loans on a single-family home is $548,250. Two units allow $702,000, for three $848,500, and four $1,054,500.
Use our FHA calculator to find today's best rates and calculate downpayment and documents needed.
The Lendersa® calculator helps you compare FHA rates with other loans, like Conventional, Jumbo, VA, and USDA, quickly and efficiently.
Lendersa® quickly evaluates data from thousands of lenders tailored to your financial needs.
The 2026 Loan Limits Comparison Table for Mountain-Top county, Luzerne, PA, shows contrasts among FHA, Conventional, Jumbo, USDA, VA, and more. Use Lendersa® SLIQ™ for income and credit insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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