For 2026, FHA loan ceilings in Wright county, Luzerne, PA are $472,030 for single-family homes, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-unit residences.
Single-family conventional loans have a cap of $726,200, while 2-unit homes have $929,850. Three-units are allowed up to $1,123,900, and four-unit properties can reach $1,396,800.
Try our FHA calculator to get current top FHA rates and figure out the necessary down payment, income, credit score, reserves, and documentation for qualification.
Lendersa® tool provides a comparison of FHA rates and terms alongside other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Data from numerous lenders is quickly aligned with your financial needs using Lendersa®, helping you make informed comparisons.
For 2026, the Loan Limits Comparison Table in Wright county, Luzerne, PA includes FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, and hard money limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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