For 2026, the FHA loan maximum in New-Hanover county, part of Montgomery in PA, is set at $431,250 for a single-family home. For properties with two units, the limit is $552,050, for three units it's $667,350, and for four-unit buildings it's $829,350.
In terms of conventional loans, the maximum loan for a single-family property is $548,250. For duplexes, the max loan is $702,000, for triplexes $848,500, and for four units $1,054,500.
Utilize our FHA calculator to find today’s top FHA rates and figure out the required down payment, as well as the income, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator lets you contrast FHA rates and terms with those from different loan programs. Delve into comparisons with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® gathers comprehensive loan program data from thousands of lenders and quickly compares it to your individual financial needs and profile, providing tailored insights in moments.
The Loan Limits Comparison Table for 2026 within New-Hanover county of Montgomery, PA offers an in-depth comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in terms of their maximum amounts. To compare financial requirements like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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