As of 2026, the FHA loan cap in Lower-Frederick County, Montgomery, PA stands at $431,250 for a single-family dwelling, $552,050 for duplexes, $667,350 for triplexes, and $829,350 for four-unit homes.
For conventional loans, the maximum borrowing limit for a single-family residence is $548,250, while it's $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-units.
Utilize our FHA calculator to discover the finest rates for today and ascertain the needed down payment, income, credit score, reserves, and documentation to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with other loan options. Delve into the differences among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
Lendersa® sources loan program data from numerous lenders, then matches it swiftly with your financial profile and needs for an accurate comparison.
In 2026, the Loan Limits Comparison Table for Lower-Frederick County, Montgomery, PA helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To assess eligibility criteria like income, reserves, and credit requirements, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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