For the year 2026, the FHA loan limit in North-Catasauqua county of Northampton, PA is established at $372,600 for single-family homes. For two units, the limit is $477,000, for three units, it is $576,550, and for properties with four units, it is $716,550.
In terms of conventional loans, the maximum loan amount for a single-family home goes up to $548,250, for two-units it is $702,000, for three units $848,500, and for four units $1,054,500.
Employ our FHA calculator to access the best FHA rates available today and determine the required downpayment, as well as income, credit score, reserves, and necessary documentation for eligibility.
The Lendersa® calculator allows users to evaluate FHA rates and terms compared to those offered by other loan programs, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects comprehensive data from a multitude of lenders, and swiftly compares this data against your individual financial profile and needs, providing you tailored results.
Refer to the Loan Limits Comparison Table for 2026 in North-Catasauqua county of Northampton, PA, which facilitates comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $372,600 | $477,000 | $576,550 | $716,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $298,080 | $298,080 | $298,080 | $298,080 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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