For the year 2025, the FHA loan limits in Fullerton county, within Lehigh, PA, are specified as $472,030 for a single-family residence. For 2-unit properties, the limit is $604,400, for 3-units, it extends to $730,525, and for 4-units, it reaches $907,900.
Regarding conventional loans, the maximum borrowing amount for a single-family home is $726,200. For homes with 2 units, the cap is $929,850, for 3 units it rises to $1,123,900, and for properties with 4 units, the maximum is $1,396,800.
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The Lendersa® calculator provides the capability to contrast FHA rates and terms with other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
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The Loan Limits Comparison Table for 2025 in Fullerton county, situated in Lehigh, PA, highlights the upper loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification factors such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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