For the year 2026, the FHA loan limits in Whitehall, located in Lehigh county of PA, are as follows: $472,030 for single-family homes, increasing to $604,400 for two-unit properties. For residences with three units, the limit is $730,525, and for those with four units, it extends to $907,900.
When considering conventional loans, the cap on a single-family house is set at $726,200. This increases to $929,850 for buildings with two units, climbs to $1,123,900 for three-unit homes, and reaches $1,396,800 for those with four units.
To identify the finest FHA rates available today, as well as to compute necessary down payments, income requirements, credit, reserves, and required documents for qualification purposes, you can use our FHA calculator.
The Lendersa® calculator empowers you to juxtapose FHA rates and terms with those of other loan program alternatives. Delve into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options to discover possibilities.
By aggregating loan program data from a vast array of lenders, Lendersa® then quickly aligns this information with your particular financial profile and distinct needs, offering a tailored solution.
Within Whitehall county, Lehigh, PA for 2026, the Loan Limits Comparison Table enables examination of different loan types including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For further analysis of qualifications, covering aspects like income, reserves, and credit requirements, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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