2026 FHA Loan Limits for Oakland, Butler County, Pennsylvania

In 2026, the FHA loan limits in Oakland county, Butler, PA are: $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

Conventional loan maximums are: $726,200 for single-family, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to see today’s best FHA rates and determine the needed downpayment, income, credit, reserves, and documents to qualify.

Compare loan offers from 100 lenders.

Explore Loan Options in Oakland, PA

The Lendersa® calculator helps compare FHA rates with other loan programs like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.

Lendersa® collects data from thousands of lenders to quickly compare against your financial profile.

Refer to the Loan Limits Comparison Table for 2026 in Oakland county, Butler, PA, to compare maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed qualification analysis.

Loan limits Oakland county of Butler, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • National Mortgage Group, Inc.
  • 101 Lindenwood Drive Suite 225, Malvern, PA, 19355
  • Lends in Pennsylvania
  • National Mortgage Group offers a wide variety of competitive financing options. We specialize in Conforming, FHA Government Insured, Jumbo Loans, VA, Commercial and much more. National Mortgage Group has experienced tremendous success by providing exceptional customer service and a wide range of competitive mortgage

  • Sky Financial Services Inc.
  • 5540 West Valley Road, Center Valley, PA, 18034
  • Lends in Pennsylvania
  • We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.

  • Integrity First Mortgage LLC
  • 9 Peddlers Row, Newark, DE, 19702
  • Lends in Pennsylvania
  • Integrity first Mortgage Company, our goal is to make it easy and affordable for borrowers to find solutions to their financial challenges. As a result, we make the process easy for you to get the loan you need. Above all, Integrity First Mortgage provides lending on a large variety of residential properties throughout

  • Highlands Mortgage, LLC
  • 56 W. Main Street, Suite 102-A, Newark, DE, 19702
  • Lends in Pennsylvania
  • Highlands Mortgage is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • RH Cooper Ltd
  • 225 Wilmington West Chester Pike, Suite 200, Chadds Ford, PA, 19317
  • Lends in Pennsylvania
  • At R.H.Cooper Ltd., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • CONCORD ONE FINANCIAL, LLC
  • 5 Christy Drive, Chadds Ford, PA, 19317
  • Lends in Pennsylvania
  • Concord Home Mortgage we have world class technology that allows you to enjoy a totally digital mortgage process, we are also happy to give world class service and walk you through every step of the process. We enjoy getting to know our customers whether it be over the phone or face to face in our office in Chadds Ford, Pennsylvania.

  • Bethlehem 1st Federal Credit Union
  • 2317 Easton Avenue, Bethlehem, PA, 18017
  • Lends in Pennsylvania
  • People First Federal Credit Union in Bethlehem Township, PA has provided financial products and services to its members in the Lehigh Valley region and beyond since 1950. People First is a full-service financial institution offering personal and business banking, great rates, credit cards, loans, mortgages, online and mobile banking, and more.

  • Perna & Associates
  • 135 S. Main Street, Coopersburg, PA, 18036
  • Lends in Pennsylvania
  • The Perna & Associates Mortgage Solutions Team have experience servicing home buyers and owners, both residential & commercial customers for the past 29 years.Licensed by the Department of Banking & Securities as a Mortgage Broker in the state of PA, Perna & Associates Team have a history of working with borrowers in over 40 counties in the state

  • Old Glory Mortgage Inc
  • 10 East Lancaster Avenue, Paoli, PA, 19301
  • Lends in Pennsylvania
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • EXCEL MORTGAGE CORP USA
  • 34 Darby Road, Paoli, PA, 19301
  • Lends in Pennsylvania
  • Excel Mortgage Corp, USA was established in 2007 by Ryan Hall and Chris Pappa. Ryan and Chris wanted to take their experience in the industry and expand it to really focus on the client. Meeting with borrowers throughout the process, attending settlements and having a live person answering