2026 FHA (Government Loans) Limits for Summit, Erie County, Pennsylvania

In 2026, the FHA loan limit in Summit county of Erie, PA, is $472,030 for a single-family home. For 2-units, it's $604,400, for 3-units, $730,525, and for 4-units, $907,900.

The conventional loan limit on a single-family home is $726,200. For 2-units, it is $929,850, for 3-units, $1,123,900, and for 4-units, it's $1,396,800.

Use our FHA calculator to discover today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents required for qualification.

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Evaluate Loan Options in Summit, PA

Lendersa® calculator compares FHA rates and terms with other loan options. Review and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.

Lendersa® gathers loan program info from thousands of lenders and rapidly aligns it with your financial profile and needs.

The Loan Limits Comparison Table for 2026 in Summit county of Erie, PA, shows FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification standards like income, reserves, and credit.

Loan limits Summit county of Erie, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Summit FHA Lenders

  • Erie Federal Credit Union
  • 3503 Peach Street, Erie, PA, 16508
  • Lends in Pennsylvania
  • Erie Federal Credit Union is not a bank, savings and loan, or brokerage house. We are a full-service, federally insured Credit Union serving members who live, work, worship or attend school in Erie or Crawford County, Pennsylvania.
    Since 1936, we have honored our mission to responsibly deliver a wide range of financial services to meet the needs

  • SELECT MORTGAGE, INC.
  • 2530 Village Common Dr., Erie, PA, 16506
  • Lends in Pennsylvania
  • SELECT MORTGAGE, INC. our industry resources make us uniquely qualified to offer you a variety of flexible mortgage programs with an unsurpassed level of customer service. We are able to offer FREE same day pre-approvals! We're here to answer your questions and to help you understand every step

  • Tendto Credit Union
  • 1129 State Street, Erie, PA, 16501
  • Lends in Pennsylvania
  • Tendto Credit Union is really the story of our members. Our “About Us” should be called “About You.” Because, as a cooperative, Tendto operates at the service of the people who bank with us. That’s why we call ourselves Tendto. Because we tend to see things differently. We tend to believe in the community we live in. And most importantly

  • Landmark Mortgage Group, Erie Branch- Mortgage Alie
  • 410 Cranberry St, Suite 130, Erie, PA, 16507
  • Lends in Pennsylvania
  • I'm Alie Bard and I'd like to thank you for your interest & take this opportunity to tell you a little about myself. I have been in the mortgage industry since early 2009, so you can trust that I have the knowledge & skills necessary to understand complex mortgage rules & regulations, providing you with the perfect loan for your personal needs.

  • North East Welch Federal Credit Union
  • 115 Clay Street, North East, PA, 16428
  • Lends in Pennsylvania
  • At North East Welch Federal Credit Union, you are a member-owner of a not-for-profit organization. Money earned is returned to our members in the form of higher savings rates, lower loan rates, and low- or no-cost services. Our goal is to deliver trusted solutions that build and secure financial strength.

  • Northwest Consumer Discount Company
  • PO Box 128, Warren, PA, 16365
  • Lends in Pennsylvania
  • Founded in 1896, we’ve been around 120 years. That type of longevity proves that we’re a trusted institution with a history of award-winning customer service. We offer products and services to fit your diverse banking needs. From checking and savings accounts to business loans and retirement accounts, we think you’ll like what we have to offer.

  • Professional Mortgage Group
  • 433 Shady Dr., Grove City, PA, 16127
  • Lends in Pennsylvania
  • Professional Mortgage Group was established in 1998. We continue to provide personalized service for those interested in purchasing a home or refinance their current mortgage. Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals.

  • Keystone Home Mortgage, LLC
  • 1768 N Main St. Ext, Suite 2, Butler, PA, 16001
  • Lends in Pennsylvania
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Here at Keystone Home Mortgage we strive to make the home-buying process as pain free and informative as possible.

  • Serenity Mortgage, LLC
  • 223 Homewood Drive, Butler, PA, 16001
  • Lends in Pennsylvania
  • The company name and lighthouse icon were chosen to reassure Serenity Mortgage customers that this can be a peaceful process, and you don’t have to be in it alone. The way the lighthouse is used to guide and direct the mariner out at sea, is the same philosophy John uses in the mortgage business.

Also lends in Pennsylvania

  • Farmers National Bank
  • 20 S. Broad St, Canfield, OH, 44406
  • Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial