In 2026, FHA loan limits for Jefferson county in Lackawanna, PA are set at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit residences, and $907,900 for four-unit dwellings.
The ceilings for conventional loans on a single-family residence are $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for properties with four units.
Utilize our FHA calculator to see today's most competitive FHA rates and establish the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator enables a comparison of FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Fully explore these options and compare them with FHA offerings.
Lendersa® sources loan program data from a myriad of lenders, matching it swiftly with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Jefferson county of Lackawanna, PA presents a comprehensive view of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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