As of 2026, the FHA loan limit in Jefferson county, located in Butler, PA, is set at $472,030 for single-family homes. For properties with 2 units, the limit is $604,400; for 3-unit buildings, it is $730,525; and for 4-unit homes, it is $907,900.
The maximum sum allowable for conventional loans on a single-family residence is $726,200, while properties with 2-units have a limit of $929,850. This limit extends to $1,123,900 for 3-unit homes, and to $1,396,800 for those with 4 units.
Utilize our FHA calculator to find today’s best FHA rates and determine the needed downpayment, income level, credit score, reserves, and essential documents required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles loan program data from thousands of lenders, aligning it with your unique financial profile to swiftly compare options.
Refer to the Loan Limits Comparison Table for 2026 in Jefferson county, Butler, PA, where FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans are compared by their maximum amounts. To assess qualification criteria such as income, reserves, and credit requirements, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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