For 2026, the FHA loan limit in South-Heidelberg county of Berks, PA, is $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.
The maximum available amount for conventional loans on a single-family residence is $548,250. For 2-unit properties, it caps at $702,000; for 3-units, it's $848,500; and for 4-units, the figure is $1,054,500.
Utilize our FHA calculator to determine today's best FHA rates and evaluate the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms alongside other loan programs. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans relative to FHA offerings.
Lendersa® compiles comprehensive loan data from an extensive range of lenders, providing rapid comparisons aligned with your financial needs.
The Loan Limits Comparison Table for 2026 in South-Heidelberg county of Berks, PA, sheds light on maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To weigh qualification criteria, such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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