In 2026, the FHA loan limits for Wyomissing county, Berks, PA, stand at $472,030 for a single-family home, $604,400 for a duplex, $730,525 for a triplex, and $907,900 for four units.
The highest conventional loan amount for a single-family residence is $726,200. For two-unit homes, it is $929,850, for three units, $1,123,900, and for four-unit properties, $1,396,800.
Utilize our FHA calculator to find the best FHA rates today and learn about required downpayments, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
With data from thousands of lenders, Lendersa® quickly aligns loan offers to your financial profile and needs.
In 2026, the Loan Limits Comparison Table in Wyomissing county, Berks, PA helps compare maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements like income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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