In the year 2026, the FHA loan limits in the county of Erie, within Union-City, PA, are as follows: $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for three-unit residences, and $685,400 for four-unit buildings.
The maximum amount for conventional loans reaches $548,250 for a single-family house, while it is $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-unit dwellings.
To find the best rates available today and determine necessary qualifications like downpayment, income, credit, reserves, and documentation, use our FHA calculator.
Utilize the Lendersa® calculator to evaluate the rates and terms of FHA loans against various other programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly retrieves loan program details from a wide range of lenders, assessing them based on your individual financial situation and needs.
The Loan Limits Comparison Table for 2026 provides insights into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in Union-City county, Erie, PA. For comparing other qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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