2026 FHA Loan Limits for Wellsboro, Tioga County, Pennsylvania

For 2026, FHA loan limits in Wellsboro, located in Tioga county, PA, stand at $472,030 for a single-family home. The limit climbs to $604,400 for two-unit dwellings, $730,525 for three-unit structures, and $907,900 for residences with four units.

The maximum amount for conventional loans is $726,200 for a single-family home, extending to $929,850 for two-unit properties, $1,123,900 for three units, and topping off at $1,396,800 for four-unit buildings.

Use our FHA calculator to explore today's leading FHA rates and discover the necessary downpayment, income, credit, reserves, and documentation for qualification.

Explore offers from 100 lenders

Explore Loan Alternatives in Wellsboro, PA

The Lendersa® calculator enables a comparison of FHA rates and terms with those of other loan programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans. Explore a variety of options to find the best fit for your needs.

Lendersa® compiles data from thousands of lenders, allowing for rapid comparison against your personal financial profile and requirements.

Find the Loan Limits Comparison Table for 2026 in Wellsboro, Tioga, PA, which covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for examining qualification criteria, including income, reserves, and credit aspects.

Loan limits Wellsboro county of Tioga, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Wellsboro FHA Lenders

  • Citizens & Northern Bank
  • PO Box 58, Wellsboro, PA, 16901
  • Lends in Pennsylvania
  • 97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.

  • First Citizens Community Bank
  • 1163 South Main Street, Mansfield, PA, 16933
  • Lends in Pennsylvania
  • A simple philosophy can lead a company to great rewards. Treat your customers, your employees, and your communities with respect and you will earn their loyalty. Our strategy has never been about selling products, but instead about finding ways to make life more rewarding for our customers and employees.

  • West Branch Valley Federal Credit Union
  • 1640 High Street, Williamsport, PA, 17701
  • Lends in Pennsylvania
  • AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.

  • Woodlands Bank
  • 2450 East Third Street, Williamsport, PA, 17701
  • Lends in Pennsylvania
  • In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.

  • WYROPE WILLIAMSPORT FEDERAL CREDIT UNION
  • 1536 Riverside Drive, Williamsport, PA, 17702
  • Lends in Pennsylvania
  • Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.

  • PALCO Federal Credit Union
  • 191 Chad Road, Muncy, PA, 17756
  • Lends in Pennsylvania
  • PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.

  • Guthrie Community Credit Union
  • 104 N Elmer Avenue, Sayre, PA, 18840
  • Lends in Pennsylvania
  • Guthrie Community Credit Union is a member-owned, not-for-profit financial cooperative. GCCU is federally insured by NCUA and an Equal Housing Lender Guthrie Community Credit Union is a full-service financial institution based in Sayre, PA.Our Mission is to provide members with the highest quality financial services.

  • PS Bank PA
  • 76 Church St, Wyalusing, PA, 18853
  • Lends in Pennsylvania
  • PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.

  • PS Bank
  • 76 Church Street, Wyalusing, PA, 18853
  • Lends in Pennsylvania
  • PS Mortgage is a full service mortgage lender. Member FDIC and Equal Housing Lender.. PS Mortgage is the most efficient and simplest way to manage buying a home.

    Everyone as PS Mortgage worked extremely hard to get me the home I wanted. There was consistent communication, and they went above and beyond when things didn't go according to plan.

  • West Milton State Bank
  • 940 High Street, West Milton, PA, 17886
  • Lends in Pennsylvania
  • Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine