In 2026, the FHA loan limits for Wernersville county, Berks, PA are set at $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four-unit buildings.
For conventional loans on single-family residences, the maximum amounts are $726,200, extending to $929,850 for two-unit homes, $1,123,900 for three units, and up to $1,396,800 for four units.
Leverage our FHA calculator to access today's best FHA rates and calculate the needed downpayment, income, credit, reserves, and required documents for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Options include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing comprehensive comparison opportunities.
Lendersa® aggregates loan program data from thousands of lenders, quickly aligning these options with your unique financial profile and needs, ensuring a comprehensive and precise comparison.
The Loan Limits Comparison Table for 2026 in Wernersville county, Berks, PA helps you evaluate the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To effectively contrast qualification criteria such as income, reserves, and credit, you can use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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