For the year 2025, the FHA loan limit set in Forty-Fort, situated in Luzerne county, PA, is specified as $356,362 for single-family homes. For two-unit dwellings, it's $456,275, for three-units it is $551,500, and for four-unit properties the limit is $685,400.
The ceiling on conventional loans differs, with $548,250 allocated for a single-family house. For homes containing two-units, the limit is $702,000, for three-unit homes $848,500, and for four-unit properties, the set amount is $1,054,500.
Utilize our FHA calculator to view the most advantageous FHA rates today and to calculate necessary elements such as required downpayment, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator facilitates the comparison of FHA rates and terms against those of a variety of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
By rapidly obtaining and analyzing data from thousands of lenders, Lendersa® efficiently compares it to your specific financial profile and needs.
The Loan Limits Comparison Table for the year 2025 in the Forty-Fort county of Luzerne, PA serves to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money maximum loan thresholds. To review qualification parameters such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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