For 2026, the FHA loan limits set for Exeter in Berks, PA are as follows: $472,030 designated for a single-family home, $604,400 applicable to 2-unit homes, $730,525 for 3-unit dwellings, and $907,900 for homes with 4 units.
As for conventional loans, the maximum amounts are $726,200 for a single-family residence, $929,850 for 2-unit residences, $1,123,900 for 3-unit structures, and $1,396,800 for those with 4 units.
You can use our FHA calculator to find today's best FHA rates and to calculate the down payment required, along with assessing your income, credit score, reserves, and the documents needed for qualification.
The Lendersa® calculator provides an opportunity to compare FHA loan rates and terms with all other loan programs available. This includes exploring Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all alongside FHA options.
Lendersa® harnesses loan program data from an extensive array of lenders, comparing it against your individualized financial profile and needs in a matter of seconds.
The Loan Limits Comparison Table for 2026 in Exeter, Berks, PA helps you compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualifications such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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