In 2025, the FHA loan limit in Exeter county, Luzerne, PA is set at $472,030 for a single-family home. For properties with 2-units, the limit is $604,400; for 3-units, it is $730,525; and for 4-unit residences, it is $907,900.
The ceiling for conventional loans on a single-family residence is $726,200. For 2-units, it is $929,850; for 3-units, it is $1,123,900; and for 4-units, the maximum is $1,396,800.
Use our FHA calculator to discover today’s top FHA rates and determine the required downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator allows for the comparison of FHA rates and terms with an array of other loan programs. Compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® sources loan program data from thousands of lenders and performs comparisons within seconds, tailored to your personal financial profile and requirements.
For 2025, the Loan Limits Comparison Table in Exeter county of Luzerne, PA includes FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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