In 2025, the FHA loan limit for Bajadero county of Arecibo, PR is $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three units, and $907,900 for properties with four units.
For conventional loans, the maximum amount for a single-family residence is $726,200, extending to $929,850 for 2-unit homes, $1,123,900 for 3-units, and $1,396,800 for 4-unit properties.
Utilize our FHA calculator to check today's leading FHA rates and assess your downpayment, income, credit requirements, reserves, and the documents needed for qualification.
The Lendersa® calculator provides the ability to compare FHA rates and terms with those of various other loan programs. Investigate options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, measuring them alongside FHA offerings.
Lendersa® collects loan program data from thousands of lenders, aligning it rapidly with your individual financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Bajadero county, Arecibo, PR allows for side-by-side comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To assess qualification requirements, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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