For 2025, the FHA loan limit in the county of Vega Baja, Vega-Baja, PR is defined as follows: $385,250 for a single-family home, $493,200 for two units, $596,150 for three units, and $740,850 for four units.
Regarding conventional loans, the highest possible loan amounts are $548,250 for single-family residences; for multi-unit dwellings, these limits are $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Make use of our FHA calculator to explore today's best FHA rates and understand the various criteria required to qualify, including down payment, income, credit score, reserves, and documentation.
Leveraging the Lendersa® calculator, you can compare FHA rates and terms alongside those of other loans, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® gathers an extensive range of loan data from numerous lenders and matches it to your financial profile and necessities efficiently.
The Loan Limits Comparison Table for 2025 in the county of Vega Baja, Vega-Baja, PR provides a detailed look at FHA and other loan types, including Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $385,250 | $493,200 | $596,150 | $740,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $308,200 | $308,200 | $308,200 | $308,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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