As of 2026, FHA loan limits in Carolina county, Carolina, PR stand at $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
The max loan amounts for conventional loans on a single-family house are $726,200, $929,850 for 2-units, $1,123,900 for tri-units, and $1,396,800 for quad-units.
Check our FHA calculator for today's best FHA rates and calculate necessary downpayment, income, credit, reserves, and documentation for qualification.
Lendersa® calculator allows for the comparison of FHA rate & terms alongside other loan programs. Options include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently gathers loan data from thousands of lenders and promptly aligns it with your financial profile and needs.
Review the Loan Limits Comparison Table for 2026 in Carolina county of Carolina, PR to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' max amounts. For qualification metrics such as income, reserves, and credit, consider using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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