In 2026, the FHA loan limit in Guaynabo county of Guaynabo, PR stands at $472,030 for a single-family home, $604,400 for 2-units, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
For conventional loans, the maximum amount for a single-family residence is $726,200, increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to find the best FHA rates available today and assess required downpayment, income, credit, reserves, and documentation needed for loan qualification.
With the Lendersa® calculator, you can compare FHA rates and terms alongside those from other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans for a comprehensive view.
Lendersa® collects extensive loan program data from numerous lenders, rapidly assessing this against your particular financial profile and needs.
The 2026 Loan Limits Comparison Table for Guaynabo county of Guaynabo, PR, helps you compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan options. To evaluate qualification criteria including income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) provides detailed insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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