2025 FHA (Government Loans) Limits for Guaynabo, Guaynabo County, Puerto Rico

In 2025, the FHA loan limit in Guaynabo county of Guaynabo, PR stands at $472,030 for a single-family home, $604,400 for 2-units, $730,525 for three-unit properties, and $907,900 for four-unit buildings.

For conventional loans, the maximum amount for a single-family residence is $726,200, increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Utilize our FHA calculator to find the best FHA rates available today and assess required downpayment, income, credit, reserves, and documentation needed for loan qualification.

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With the Lendersa® calculator, you can compare FHA rates and terms alongside those from other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans for a comprehensive view.

Lendersa® collects extensive loan program data from numerous lenders, rapidly assessing this against your particular financial profile and needs.

The 2025 Loan Limits Comparison Table for Guaynabo county of Guaynabo, PR, helps you compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan options. To evaluate qualification criteria including income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) provides detailed insights.

Loan limits Guaynabo county of Guaynabo, PR

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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