As of 2026, the FHA loan limits in San-Juan county of San Juan, PR are $385,250 for a single-family home, $493,200 for two units, $596,150 for three units, and $740,850 for four units.
For conventional loans, the maximum available on a single-family home is $548,250. It rises to $702,000 for two units, $848,500 for three, and $1,054,500 for four-unit properties.
Utilize our FHA calculator today to find the latest FHA rates and determine the downpayment, income, credit, reserves, and documents you'll need to qualify.
The Lendersa® calculator provides a way to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects and analyzes data from thousands of lenders rapidly, comparing it to your unique financial profile and needs.
The 2026 Loan Limits Comparison Table for San-Juan county of San Juan, PR showcases maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $385,250 | $493,200 | $596,150 | $740,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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