In the year 2025, the FHA loan limits in Cayey county, part of Cayey, PR, stand at $472,030 for a single-family home. For two-unit properties, the limit is $604,400; for three units, it's $730,525; and for four units, the amount reaches $907,900.
Regarding conventional loans, the maximum amount for a single-family dwelling is $726,200. If you're looking at two-unit homes, the cap is $929,850. It is $1,123,900 for three-unit residences, and rises to $1,396,800 for four-unit properties.
Utilize our FHA calculator to explore the best FHA rates available today. It can also help determine the needed down payment, income thresholds, credit score, reserves, and necessary documentation for qualification.
Begin by comparing loan offers from an assortment of 100 lenders to select the most appropriate loan for your financial situation.
The Lendersa® calculator enables a comprehensive comparison of FHA rates and terms with other types of loans, including Conventional, Jumbo, VA, USDA, Non-QM, and also hard money loans. This provides a rounded view of the possibilities, ensuring the best option is selected.
Access loan data from thousands of lenders rapidly with Lendersa®, offering tailored and fast comparisons suited to your financial needs.
For 2025, utilize the Loan Limits Comparison Table in Cayey county, Cayey, PR to assess the maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To comprehensively compare qualifications like income, reserves, and credit requirements, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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