In 2025, the FHA loan limit in Guayama county of Guayama, PR is set at $472,030 for a single-family home, while the limits increase to $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum loan amount for a single-family residence is $726,200, going up to $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for properties with four units.
Utilize our FHA calculator to access today's optimal FHA rates and determine the required down payment, necessary income, credit requirements, reserves, and documentation to qualify.
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The Lendersa® calculator enables detailed comparison of FHA rates and terms with other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from a wide range of lenders, swiftly matching them with your unique financial profile.
Review the Loan Limits Comparison Table for 2025 in county Guayama of Guayama, PR, to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For more detailed qualification criteria such as income, reserves, and credit score, rely on Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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