For the year 2025, the FHA loan limits in Ceiba county, Ceiba, PR are defined as $472,030 for single-family homes, $604,400 for two-unit dwellings, $730,525 for three-unit properties, and $907,900 for four-unit residences.
As for conventional loans, the highest available amount for a single-family home is $726,200. This extends to $929,850 for houses with two units, $1,123,900 for those with three units, and $1,396,800 for four-unit structures.
Utilize our FHA calculator to uncover today’s best FHA rates and ascertain the requirements, such as downpayment, income, credit criteria, reserves, and necessary documentation to qualify.
With the Lendersa® calculator, you can compare FHA rates and conditions against all other loan program rates and conditions. Delve into options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside the FHA.
Lendersa® accesses a vast array of loan program data from thousands of lenders, and in a matter of seconds, aligns this information with your specific financial needs and circumstances.
The Loan Limits Comparison Table for 2025 in the county of Ceiba, Ceiba, PR enables a detailed comparison of maximum loan amounts including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further explore qualification criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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