In 2026, the FHA loan limit in Punta-Santiago county, Humacao, PR is $385,250 for a single-family home. For properties with two units, the limit moves to $493,200, $596,150 applies to those with three units, and $740,850 is set for four-unit structures.
Regarding conventional loans, the ceiling for a single-family residence is $548,250. It increases to $702,000 for two units, $848,500 for three units, and reaches $1,054,500 for structures with four units.
Utilize our FHA calculator to find the best FHA rates today and calculate necessary downpayment, income, credit requirements, reserves, and documents required for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Examine and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® gathers loan program data from thousands of sources and compares it quickly against your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Punta-Santiago county, Humacao, PR, allows you to weigh maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $385,250 | $493,200 | $596,150 | $740,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $308,200 | $308,200 | $308,200 | $308,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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