In 2026, the FHA loan ceiling in Naguabo county, Naguabo, PR is $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, the highest loan amount on a single-family home is $726,200, increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Try our FHA calculator to discover today’s top FHA rates and finalize your needed downpayment, income, credit, reserves, and documents to qualify.
Use the Lendersa® calculator to compare FHA rates and terms alongside all other loan program offerings. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, comparing each with FHA loans.
Lendersa® aggregates detailed data from numerous lenders, comparing it within seconds against your financial situation and needs.
The Loan Limits Comparison Table for 2026 in Naguabo county, Naguabo, PR shows FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Assess qualification needs such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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