In the year 2025, the FHA loan limits in Arroyo county, part of Arroyo, PR, are set at $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit structures.
For conventional loans, the cap for a single-family house is $726,200, rising to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for fourplexes.
Utilize our FHA calculator to find today’s best FHA rates and determine necessary downpayment, income, credit status, reserves, and documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with a variety of other loan programs. Investigate Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, and measure them against FHA.
Lendersa® collects comprehensive data from numerous lenders, comparing it swiftly with your unique financial profile and needs.
Check the Loan Limits Comparison Table for 2025 in Arroyo county, Arroyo, PR to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a comparison on qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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