In 2025, the FHA loan limit in Isabela county, part of Isabela, PR, is designated as $472,030 for a single-family home. For properties with two units, the limit reaches $604,400; for three-unit residences, it's $730,525; and for four-unit buildings, the cap extends to $907,900. Understanding these limits is crucial for prospective borrowers.
The maximum conventional loan amount for a single-family residence is $726,200. For two-unit homes, this extends to $929,850, for three units it is $1,123,900, and for four-unit properties, it’s capped at $1,396,800. These figures are vital for potential buyers assessing their options.
Take advantage of our FHA calculator to discover today’s best FHA rates. This tool helps determine the required down payment, qualifying income, credit level, reserves, and necessary documentation for eligibility, thus simplifying the qualification process.
Begin to compare loan offers from an array of 100 lenders today to find the most favorable terms available.
With the help of the Lendersa® calculator, you can compare FHA rates and terms alongside those of other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing a comprehensive view to make an informed decision.
Gathering expansive data from thousands of lenders, Lendersa® quickly aligns this information with your specific financial profile and needs, offering precise comparisons to assist in your financial planning.
For 2025, consult the Loan Limits Comparison Table in Isabela county, Isabela, PR. It covers maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed insight into qualifying requirements like income, reserves, and credit, utilize the advanced Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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