In 2025, the FHA loan limit in Moca county of Moca, PR is set at $472,030 for a single-family home. The limit increases to $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit residences.
For conventional loans, the highest amount permissible for a single-family home is $726,200, ascending to $929,850 for 2-unit dwellings, $1,123,900 for 3-unit homes, and $1,396,800 for 4-unit layouts.
Utilize our FHA calculator to discover today’s leading FHA rates, calculating essential factors like downpayment, income requirements, credit considerations, reserves, and documentation required for qualification.
The Lendersa® calculator provides a comparison of FHA rates and terms with a variety of other loan program options. Investigate possibilities such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects detailed loan program data from thousands of lenders, quickly aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Moca county, Moca, PR offers a comparative view of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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