In 2025, the FHA loan limit in the county of Aguadilla, Aguadilla, PR is set at $472,030 for a single-family home. For a two-unit property, it is $604,400, for three units, it is $730,525, and for a four-unit building, it reaches $907,900.
The maximum allowable loan amount for conventional loans on a single-family home is $726,200. For two units, the cap is $929,850, for three units it’s $1,123,900, and for four units, it rises to $1,396,800. Knowing these limits helps with planning your finances accurately.
Consider using our FHA calculator to explore today’s most favorable FHA rates and understand the requirements for qualification, such as the down payment, income levels, credit score, reserves, and documentation needed.
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With the Lendersa® calculator, you can juxtapose FHA rates and terms against those from other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This comprehensive approach ensures you get the best fit based on your requirements and the financial landscape.
Collecting extensive loan program data from numerous lenders, Lendersa® facilitates quick comparisons against your unique financial profile, aiding in your decision-making process.
For 2025, the Loan Limits Comparison Table in Aguadilla county of Aguadilla, PR offers insights into maximum loan amounts across various options including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification requirements such as income, reserves, and credit specifics, access the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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