For 2026, the FHA loan limits in Loíza county of Loíza, PR are $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conventional loans have a maximum loan amount of $726,200 for single-family residences, extending to $929,850 for two units, $1,123,900 for three, and $1,396,800 for four units.
Utilize our FHA calculator to view today’s best rates, assess downpayment needs, income, credit, reserves, and necessary documents for eligibility.
The Lendersa® calculator helps you compare FHA rates and terms with those from other options. Explore and evaluate choices including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
By accessing lender data from thousands of sources, Lendersa® compares them swiftly with your financial needs and profile.
The Loan Limits Comparison Table for 2026 in Loíza county, Loíza, PR lets you review maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate requirements for income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $308,200 | $308,200 | $308,200 | $308,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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