During 2026, the FHA loan cap in Salinas county of Salinas, PR amounts to $472,030 for single-family homes, $604,400 for two-unit buildings, $730,525 for three units, and reaches $907,900 for four-unit properties.
The maximum loan ceilings for conventional loans on a single-family house are $726,200 and extend to $929,850 for duos, $1,123,900 for trios, and $1,396,800 for quads.
Leverage our FHA calculator to explore today’s leading FHA rates and compute the necessary downpayment, income, credit score, reserves, and required documentation for creditor approval.
The Lendersa® calculator facilitates the comparison of FHA loans against other program rates and terms. Investigate various options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly compiles comprehensive loan data from thousands of lenders, aligning it with your unique financial profile and requirements.
Refer to the Loan Limits Comparison Table for 2026 in the county of Salinas, Salinas, PR to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money provisions. To further compare eligibility criteria like income, reserves, and credit standing, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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