During 2025, the FHA loan limits in Charlestown, located in Washington, RI, are set at $661,250 for a single-family dwelling. For two units, the limit is $846,500, for three units, it’s $1,023,250, and for a four-unit property, it is $1,271,650.
Conventional loans have a maximum amount for a single-family home listed as $726,200, with limits for two, three, and four-unit homes being $929,850, $1,123,900, and $1,396,800, respectively.
Our FHA calculator helps you discover current competitive rates and clarifies necessary details like down payment, income, credit standing, reserves, as well as required documentation for qualification.
The Lendersa® calculator makes comparing FHA rates and terms with other lending options simple. Evaluate these alongside Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® assimilates loan data from numerous lenders and promptly aligns it with your unique financial situation and needs.
Examine the Loan Limits Comparison Table for 2025 specific to Charlestown within Washington, RI. Compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money max loan amounts. To analyze qualifications like income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be used effectively.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $661,250 | $846,500 | $1,023,250 | $1,271,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $473,800 | $473,800 | $473,800 | $473,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
