For the year 2026, the FHA loan limits in Wakefield-Peacedale county, part of Washington, RI, are set at $506,000 for a single-family home. For a 2-unit property, the limit is $647,750, for 3-units it is $783,000, and the limit for 4-units reaches $973,100.
Conventional loan maximums on single-family residences have a limit of $548,250, for homes with 2-units it's $702,000, while 3-units have a limit of $848,500, and the cap for 4-units is $1,054,500.
Use our FHA calculator to explore today's optimal FHA rates and assess what you need, such as downpayment, income requirements, credit, reserves, and documentation to qualify.”
The Lendersa® calculator helps you to contrast FHA rates and terms with those of all other loan options. Engage with diverse offerings such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in comparison to FHA.
With data sourced from numerous lenders, Lendersa® swiftly matches loan programs to your specific financial scenario and requirements.
For the year 2026, the Loan Limits Comparison Table in Wakefield-Peacedale county of Washington, RI, displays maximum loan amounts for various types like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money. To further assess eligibility criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $404,800 | $404,800 | $404,800 | $404,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
