For 2025, the FHA loan limit in Hopkinton, within Washington, RI, is set at $661,250 for a single-family home. It increases to $846,500 for two units, $1,023,250 for three units, and $1,271,650 for four units.
The maximum allowable amount for conventional loans on a single-family home stands at $726,200. For two-unit, three-unit, and four-unit properties, the limits are $929,850, $1,123,900, and $1,396,800 respectively.
To check today’s top FHA rates and figure out the necessary down payment, income requirements, credit, reserves, and documentation needed to qualify, use our FHA calculator.
The Lendersa® calculator allows you to assess FHA rates and terms alongside other loan programs. Compare FHA loans with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loan options.
Lendersa® compiles loan program information from numerous lenders and swiftly matches it to your unique financial profile.
To understand the Loan Limits Comparison Table for 2025 in Hopkinton, Washington, RI, evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. For details on qualification factors like income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $661,250 | $846,500 | $1,023,250 | $1,271,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $473,800 | $473,800 | $473,800 | $473,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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