In 2026, the FHA loan limits for East-Greenwich county within Kent, located in RI, are as follows: $506,000 for a single-family home, $647,750 for properties with two units, $783,000 for three-unit buildings, and $973,100 for a four-unit structure.
The conventional loan maximum amounts are $548,250 for a single-family residence, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-unit homes.
Make use of our FHA calculator to discover the most favorable FHA rates available today. You can also determine what downpayment is necessary, assess your income and credit requirements, calculate reserves, and gather the essential documents for qualification.
The Lendersa® calculator allows you to effectively compare FHA rates and terms with a broad range of other loan programs. This includes options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all compared alongside FHA.
Lendersa® sources comprehensive loan program data from thousands of lenders and quickly matches this data against your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in East-Greenwich county, Kent, RI provides an insightful comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification factors such as income, reserves, and credit status.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $404,800 | $404,800 | $404,800 | $404,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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