For 2025, in West-Warwick county within Kent, RI, the FHA loan limits are as follows: $506,000 for a single-family dwelling, $647,750 for duplexes, $783,000 for triplexes, and $973,100 for four-unit properties.
The highest conventional loan amount for a single-family house is $548,250; for two-unit homes, it's $702,000; for three-unit structures, it's $848,500; and for buildings with four units, the limit is $1,054,500.
Use our FHA calculator to discover today’s optimal FHA rates and calculate necessary downpayment, income, credit requirements, reserves, and documents for qualification.
The Lendersa® calculator is an excellent tool for comparing FHA terms with other financial options. Whether it's Conventional, Jumbo, VA, USDA, Non-QM, or hard money loans, this tool allows for comprehensive comparison.
Lendersa® accesses data from many lenders nationwide and matches them swiftly with your specific financial situation.
In 2025, the Loan Limits Comparison Table for West-Warwick county in RI shows the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money. Evaluate qualification criteria like income and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $404,800 | $404,800 | $404,800 | $404,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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