As of 2026, the FHA loan limits in North-Providence, located in Providence county, RI, are set at $506,000 for a single-family residence, $647,750 for two units, $783,000 for three units, and $973,100 for properties with four units.
Conventional loan limits peak at $548,250 for single-family homes, rising to $702,000 for two-unit settings, $848,500 for three-unit properties, and maxing out at $1,054,500 for four-unit dwellings.
Use our FHA calculator to access today’s prime FHA rates and evaluate downpayment, income, credit, reserves, and the documents needed to qualify.
Lendersa®'s calculator allows you to compare FHA rates and terms against those of other loan options. Delve into comparisons between Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® collects extensive data from thousands of lenders and rapidly aligns it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in North-Providence, Providence, RI, allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements including income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $404,800 | $404,800 | $404,800 | $404,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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