2026 FHA (Government Loans) Limits for Exeter, Washington County, Rhode Island

For 2026, in the county of Washington within RI, the FHA loan limit for Exeter is as follows: $661,250 for a single-family home, $846,500 for two-unit homes, $1,023,250 for three-unit homes, and $1,271,650 for four-unit homes.

Conventional loans have a maximum limit of $726,200 for single-family residences. The amounts are $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.

Use our FHA calculator to discover today's best rates and to calculate required downpayment, income, credit, reserves, along with necessary documentation for loan qualification.

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Explore Your Loan Options in Exeter, RI

The Lendersa® calculator enables comparisons of FHA rates and terms with other types of loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.

By amassing data from thousands of lenders, Lendersa® provides fast comparisons tailored to your unique financial profile and requirements.

Investigate the Loan Limits Comparison Table for 2026 in Exeter county of Washington, RI, which includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money max loan amounts. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs like income, reserves, and credit.

Loan limits Exeter county of Washington, RI

SFR 2 Units 3 Units 4 Units
FHA $661,250 $846,500 $1,023,250 $1,271,650
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $473,800 $473,800 $473,800 $473,800
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Brick Road Mortgage LLC
  • 10 Elders Pond Drive, Lakeville, MA, 02347
  • Lends in Rhode Island
  • "Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans.
    At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "

  • Right Key Mortgage, LLC
  • 859 Washington Street, South Easton, MA, 02375
  • Lends in Rhode Island
  • At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.

  • HarborOne Bank
  • 770 Oak St, Brockton, MA, 02301
  • Lends in Rhode Island
  • HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester

  • Easy Apps Mortgage Inc
  • 1044 Central Street, Suite 202, Stoughton, MA, 02072
  • Lends in Rhode Island
  • Easy Apps Mortgage Working for our Borrowers and finding the best rates, programs, and costs is what we do best. We put you first and make sure your home purchase or refinance goes as EASY as possible! Our staff and experienced loan officers are available to you at all times and we gladly can meet with you.

  • Maritime Mortgage Corp
  • 4 Cabot Pl, #2, Stoughton, MA, 02072
  • Lends in Rhode Island
  • Maritime Mortgage Corp opened its doors in 1989. Since then, we have been able to help thousands of people obtain affordable home financing. Our team of knowledgeable and friendly professionals work hard to ensure a smooth buying or refinancing process. Although our office is conveniently located in Stoughton, Ma, we are able to offer mortgage fina

  • Continental Funding Corp.
  • 7 Cabot Place, Stoughton, MA, 02072
  • Lends in Rhode Island
  • Continental Funding Corp. scours the country for the lowest possible rates to offer our customers. By doing this, we can ensure that we will be able to offer the qualified borrower the best possible terms to meet their needs. We offer FNMA, FHLMC, FHA, VA, Rehab, USDA, Jumbo and Reverse mortgage programs to handle any situation a customer may have.

  • Right Trac Financial Group
  • 110 Main Street, Manchester, CT, 06042
  • Lends in Rhode Island
  • "Our vision is to make sure that the American Dream lives on.

    That if you want to own a home you can because of our ability to obtain a mortgage which will improve your life.

    That if you are moving from one home to another you can because of our ability to obtain a mortgage which will improve your life."

  • Security First Mortgage Funding LLC
  • 21 N. Quinsigamond Ave, Worcester, MA, 01545
  • Lends in Rhode Island
  • Security First Mortgage Funding is a Mortgage Lender with a Lending Platform designed to meet the needs of Today's Borrower. We have the lowest rates on conventional, Jumbo, FHA, VA and portfolio loans Available. We also specialize in Condo financing. At Security First we have a dedicated team of loan officers & processors.

  • Drew Mortgage Associates
  • 196 Boston Turnpike Road, Shrewsbury, MA, 01545
  • Lends in Rhode Island
  • We’re more than a mortgage lender – we’re comprehensive mortgage planners. Our home loan officers are trained to help you apply for a mortgage loan that supports your financial goals. We offer a variety of home loan programs to fit your individual mortgage needs.This kind of planning may save you money and help you achieve your financial goals.

  • Team Hunton
  • 50 Elm Street, Suite 8, Worcester, MA, 01609
  • Lends in Rhode Island
  • We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans