For the year 2026, the FHA loan limits in West-Greenwich, situated in Kent, RI, are $506,000 for single-family homes, $647,750 for two-unit residences, $783,000 for three units, and $973,100 for four units.
Conventional loans have a maximum amount of $548,250 for single-family dwellings, with $702,000 for two units, $848,500 for three units, and up to $1,054,500 for four units.
Access our FHA calculator to view current top rates and determine necessary downpayment, income, credit requirements, reserves, and the documentation needed.
Utilize the Lendersa® calculator to compare FHA rates and terms with those from various lending programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® sources data from thousands of lenders, comparing these options swiftly against your financial needs.
The Loan Limits Comparison Table for 2026 in West-Greenwich within Kent, RI, allows you to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $404,800 | $404,800 | $404,800 | $404,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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